Where to Get a Credit Score Report
Even if you are not applying for a credit card, a debt consolidation or a debt settlement, you should obtain a copy of your credit score report every year. Your credit score will give you an indication of how healthy you are financially. This will help you plan for your finances and your future in general.
Furthermore, having a full grasp of your financial standing through your credit score will also help you evaluate if you have the capacity to obtain a loan, a credit card, a debt settlement or a debt consolidation. kighall.com has more information on the debt consolidation.
You can check credit score in the following ways:
• From a credit bureau – you can check credit score from a credit bureau in your area or from different credit bureau agencies, depending on your need. Obtaining a credit score report from a bureau will involve paying an amount;
• From other credit agencies – some of these online credit agencies offer lower fees for your credit score report; or
• Get a free credit score report.
What is a Free Credit Score Report?
A free credit report is a type of credit score report that you can access online without having to pay a fee. As a consumer, you are entitled to a free credit score report every year. You can view this free credit report online for 30 days without paying anything.